Live on iOS, Android & Solana Seeker
Money withoutborders.
Hold USDC and USDT, then pay anyone in 14 local currencies — by QR or bank transfer, settled in seconds. The neobank built for people who live everywhere.
- Local currencies
- 14
- Regions on local rails
- 4
- Yield on idle USDC
- ≤4.6% APY
- Monthly fees
- $0
01 — One wallet
Spend, earn, pay and send.From a single stablecoin balance.
02 — Coverage
One balance.Fourteen local currencies.
Hold USDC or USDT and pay out on local rails across Southeast Asia, Africa, Latin America and the US. The rate and fee are on screen before you confirm.
- US Dollar
- Vietnamese Dong
- Thai Baht
- Cambodian Riel
- Philippine Peso
- Indonesian Rupiah
- Colombian Peso
- Nigerian Naira
- Kenyan Shilling
- Tanzanian Shilling
- West African CFA Franc
- Brazilian Real
- Argentine Peso
- Peruvian Sol
Pay anyone, on theirlocal rails.
Pay directly from your stablecoin balance — no swaps, no bridges. Scan a local QR or send a bank transfer; Owego handles the conversion.
“Moving your own money abroad shouldn’t feel like getting robbed.”
03 — Get started
Paying locally inabout two minutes.
- 01
Sign up & verify
Create your wallet and verify your ID in about two minutes.
- 02
Receive USDC or USDT
Get paid by clients and platforms worldwide into one balance.
- 03
Spend or cash out
Scan a local QR or send to a bank account in local currency.
Why not justuse your bank?
Banks and transfer apps make most of their money where you can’t see it. Here’s the same payment, side by side.
| Measure | Banks & transfer apps | Owego |
|---|---|---|
| FX markup | 3–5%, hidden in the rate | Zero hidden markup |
| Transfer time | 3–5 business days | Seconds |
| Account freezes | A real risk | Non-custodial — your keys |
| Fees | SWIFT + intermediary fees | Shown upfront, before you pay |
| Transparency | Opaque | 100% on-chain |
04 — Security
Your keys.Your money.
Owego never holds your funds. Nobody — including us — can freeze or move them.
- 01
Non-custodial
Keys and funds live on your device. No third party ever holds access.
- 02
Built on Solana
Fast, low-cost settlement, native to the Solana Seeker dApp ecosystem with Seed Vault signing.
- 03
Battle-tested
Colosseum hackathon winner (Radar track) after a five-month private beta on Seeker.
- 04
Built by nomads
A team that has lived the problem across Lagos, Southeast Asia and beyond.
05 — Questions
Straight answers.
Something we missed? Write to support@owego.app — a person replies.
What is Owego?
A mobile-first wallet for stablecoins, digital assets and cross-border payments — without the friction of traditional banking. You control your identity, assets and transactions directly from your phone.
Is my money safe?
Owego is non-custodial: your keys and funds stay under your control, so no one else can freeze or move them. Identity checks are handled by our compliance partner, Didit.
What are the exact transaction fees?
Owego is free to download and use, with no hidden platform fees. Each payment shows its fee and rate before you confirm, plus the standard blockchain network fee.
Why do I see network fees?
Every blockchain transaction uses network resources. Network fees go directly to validators — not to Owego — to process and secure your transaction.
How fast do local transfers complete?
QR payments and most payouts settle in seconds. Some direct bank transfers take a little longer, depending on the local rail.
Which stablecoins and corridors are supported?
USDC and USDT. You can pay out in 14 currencies across Southeast Asia (QR), Africa (QR and direct transfer), Latin America (QR) and the US, EU, UK and Canada (direct transfer). Live daily volume runs through the US, Nigeria, Kenya, Tanzania and Ivory Coast.
Which blockchain networks does Owego support?
Native, high-speed integration with Solana, plus multi-chain support for major EVM-compatible networks.
How does Owego work with a Solana Seeker?
- Seed Vault integration — hardware-level key protection in Seeker’s secure execution environment.
- One-tap signing — native biometric transaction approval.
- Seeker perks — higher reward tiers and native utilities inside Owego.
How does KYC work, and how is my data protected?
Identity checks run through our compliance partner, Didit. Documents and biometrics are encrypted end-to-end and used only for verification, kept for at most one year for regulatory audits, then purged automatically. Your data is never sold, shared or used for advertising.
How does Owego handle my personal data?
Privacy by design: we don’t track, profile or sell your data, we collect only what’s needed to run the product and stay compliant, and you can clear cached data or delete your account from settings at any time.
What if I lose my phone?
You can restore your account with your login details and your pre-set security questions.
Where can I download Owego?
On the App Store, Google Play and the Solana Seeker dApp Store.
Field notes.
All posts on X- @OwegoAppAugust was our best month yet: +283% in volume
- @wysreneeBeyond the visa: the drag of a location-independent lifestyle
- @OwegoAppThe stablecoin playbook for LATAM’s three biggest economies
- @wysreneeRedefining the neobank: why nomads need alternative rails over TradFi
- @OwegoAppWhy your money gets stuck at Southeast Asian borders
- @OwegoAppUnbanked by choice, excluded by design
- @OwegoAppDigital nomad taxes in Southeast Asia
- @OwegoAppYour bank has opinions it has no business having
Spend like
a local.
Download Owego and spend your stablecoins like native currency, wherever you land next.